How to Get Debt Collectors to Stop Harassing You

Are those annoying debt collection calls getting to you? When a company believes you have a debt with them, they will contact you nonstop. However in just 30 minutes of work, you can get them to never contact you again.

Here's how to get debt collectors of all non-business debt to stop harassing you.

==> Before Getting Started

Don’t bother talking to them, it’s a waste of your time and also they will try to restart the last activity day for the account,

Do Not pay them since you never sign a contract with them you don’t owe them a penny.

But a biggie is don’t ignore them it can cost you and a lot

The Fair Debt Collections Practices Act (FDCPA) is the act that prevents debt collectors from acting out of line. It's also your main leverage when it comes to getting debt collectors off your back.

If you want debt collectors to stop contacting you, all you need to do is send them a letter citing the FDCPA. Ask them to cease all contact with you until they can prove that that account belongs to you as required by law.

Make sure you send the letter with a return receipt (certify mail), so you know when they've received the letter.

Once they've received this letter, they cannot try to contact you to collect a debt any longer. The only two reasons they can contact you for are to either let you know that they've added you to their "do not contact" list or to inform you of further action, such as a lawsuit.

We can Provide you a cease and decease Letter. It's very easy to just print one of these out, replace the address and mail it.

==> What Happens If They Still Contact You?

If they continue to contact you after you've sent them the letter, you're eligible for a lawsuit.

You can get paid $1,000 plus legal fees if a debt collector still continues to contact you after you've requested them to stop. You don't have to prove damages.

Using this simple method, you can get a creditor off your back in as little as 30 minutes. All you need to do is buy an envelope and stamps, print out the letter and put on their address. After that, you should either have no more contact or be eligible for a lawsuit if they keep pestering you.